Cheap Homeowner loan for home improvements ?

hiya i am seeking to steal about 45,000 so i can set up an prolongation as well as growth my loft do we know of any companies which have been great for lending a income during a low seductiveness rate ?
and any comments upon structure an prolongation upon my garage as well as converting my loft is it a great thought ??
sorry to post in this catergory i have had no answers from a scold 1 !!
thanxs xx

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